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Aug 05, 2015Four Point, Inspection ServicesBy Home Inspector

Why Do I Need a Four Point Inspection?

A Four Point Inspection focuses only on four main areas of interest in a home: HVAC (Heating, Ventilation and Air Conditioning) Electrical wiring and panels Plumbing connections and fixtures Roof The inspection and report describes the condition and age of these elements. Why do I need a four point inspection? Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 25 years old or more). Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while

Jul 20, 2015Inspection Services, Wind MitigationBy Home Inspector

What is a Wind Mitigation Inspection?

The inspection known as the wind mitigation inspection has the ability to, but isn’t required to, give you a reduction in the premiums for your homeowner’s insurance for the homes that were built before 2002. All of the insurance companies must provide a type of compensation, whether it’s as a lowered premium, refund check, or rate differential for the homes that are built after the year 2002. Who is able to do wind mitigation inspections? Only people who have received certification in wind mitigation inspections are able to do these inspections. Even though you are able to do one on your own for